2013-02-20 03:18:45 -

Vantiv First U.S. Acquirer to Complete Mandate Requirements
              to Process both EMV Visa and Interlink Transactions

  Single Integrated Processing Platform Continues to Enable Vantiv to Quickly
                           Integrate New Technologies

Largest U.S. PIN Debit Acquirer Continues to Provide Leadership in Transitioning
                                Merchants to EMV


Cincinnati  - Feb. 19, 2013 -    Vantiv, Inc. (NYSE:  VNTV), a leading provider of
payment  processing services and related  technology solutions for merchants and
financial  institutions of all sizes, announced today  that it is the first U.S.
acquirer  to  complete  host  testing  requirements  to  process  both  Visa and
Interlink EMV transactions in support of the EMV acquirer mandate.

EMV  is a global standard for credit and  debit payment cards based on chip card
technology  with enhanced  security. Embedded  in the  card is  a microprocessor
containing  cryptographic processing techniques, which when utilized, make card-
present  payments  more  secure.  More  than  one billion card users outside the
United  States are currently  utilizing this technology,  and U.S. acquirers are
required to certify their processing platforms by April 1, 2013.

"We  are proud to  be the first  U.S. acquirer to  achieve this integration with
Visa,"  said  Carlos  Lima,  Chief  Operating  Officer at Vantiv. "To assist our
clients  with  the  coming  EMV  liability  shift,  being the first to offer EMV
acceptance  for both Visa and  Interlink is essential and  is a testament to our
strengths  in  quickly  implementing  new  payment  technologies  and compliance
standards."

Vantiv is the third largest merchant acquirer and the largest PIN debit acquirer
in the United States based on number of transactions, and processes for 8 of the
top  25 retailers in the nation with volumes weighted towards non-discretionary,
everyday spend categories.

"Visa  is pleased Vantiv is able to support EMV processing ahead of the acquirer
processing  mandate and meet  the needs of  merchants and financial institutions
who  want  to  adopt  EMV  chip  technology,"  said  Stephanie Ericksen, Head of
Authentication   Product  Integration  at  Visa  Inc.  "Meeting  this  milestone
demonstrates Vantiv's commitment to EMV technology."

As  a leader in the industry, Vantiv  is the only U.S. headquartered acquirer to
serve  on the Board of  Advisors of EMVco, and  is one of two acquirers recently
elected  to the Smart  Card Alliance EMV  Forum Steering Committee.  The Company
also participates as a key member of the Merchant Advisory Group's EMV Forum.

"At  Vantiv, we work  to ensure our  clients are informed  and prepared for this
important  transition," said Patty  Walters, Senior Vice  President for Merchant
Products   and   Security   at  Vantiv.  "EMV  offers  merchants  and  financial
institutions  new ways to limit counterfeit fraud and provides their customers a
more  secure  shopping  experience.  While  today  is an important milestone for
Vantiv,  we remain focused on continuing to  educate our clients and partners to
ensure a seamless, timely transition for the entire industry."

Vantiv's  integrated  processing  platform  continues  to  enable the Company to
quickly  integrate new technologies  such as EMV.   This, combined with Vantiv's
comprehensive  suite of  payment solutions,  represents the  Company's continued
investments  in its core  processing platform, emerging  technologies and strong
execution capabilities, which expand choice and acceptance options for merchants
nationwide.

Vantiv  is on track to achieve its remaining EMV network certifications by April
1, 2013. For  more  information  about  Vantiv,  please  visit  vantiv.com or on
Twitter, Facebook, LinkedIn and Google+.
___________________

(* 1) By Revenue in 2011

CONTACT:
Andrew Ciafardini
Director of Public Relations for Vantiv
513.900.5308
andrew.ciafardini@vantiv.com

About Vantiv, Inc.
Vantiv, Inc. (NYSE: VNTV) is a leading, integrated payment processor
differentiated by a single, proprietary technology platform. Vantiv offers a
comprehensive suite of traditional and innovative payment processing and
technology solutions to merchants and financial institutions of all sizes in the
U.S., enabling them to address their payment processing needs through a single
provider. We build strong relationships with our customers, helping them become
more efficient, more secure and more successful. Vantiv is the third largest
merchant acquirer and the largest PIN debit acquirer based on number of
transactions in the U.S. The company's growth strategy includes expanding
further into high growth payment segments, such as ecommerce, mobile, prepaid
and information solutions, and attractive industry verticals, such as business-
to-business, government, healthcare and education. For more information, visit
www.vantiv.com.


© Copyright Vantiv, LLC.  All rights reserved.  Vantiv, the Vantiv logo, and all
other Vantiv product or service names and logos are registered trademarks or
trademarks of Vantiv, LLC in the USA and other countries.  ® indicates USA
registration.

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Source: Vantiv, Inc. via Thomson Reuters ONE
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