2008-09-02 22:51:27 - Many small business owners are unaware of the benefits of using business credit cards as opposed to personal credit cards to finance their business and I am here to tell you what those are.

Responsible small business owners used to be able to go to their bank for operating capital. In this tight lending market they are being told no at an alarming rate. Our research has found an anomaly in the system.

If you are in business for yourself, odds are you've had to utilize your personal credit cards to finance some or

all of your business costs. The end result is lower personal credit scores due to maxed out cards. This, of course, can and will hinder your future borrowing power. However, have you thought about using business credit cards?

Business credits cards are exactly like personal credit cards when it comes to the qualifying procedures with one exception. Business credit cards "do not" report balances to the credit bureaus! That's right, you can max out a business credit card and your personal credit score "will not" suffer as a result. Depending on your score and time in business major lenders are giving out up to $50,000 with their cards. A business owner should additionally be excited as most of these cards offer a 5-15 month interest free period.

The Small Business Credit Alliance has posted a website with step by step instructions to assist in maximizing the process. You can go to: www.todd.sbcalliance.com and learn how to apply, with No broker fees!

Happy borrowing!