2009-05-27 14:05:00 - Financial mortgage expert reveals homeowners can force banks into cancelling foreclosures to receive better loan rates and terms because most banks rarely can prove they own mortgage notes in due course to have a legal standing to foreclose.

(Atlanta, Georgia) – Ransom Enterprizes, LLC announced today when it comes to foreclosures a homeowner’s best defense is to fight the bank for a better deal. The company operates a division that is focused on foreclosure consulting prevention. They were once named by Inc.com among Six Companies to Profit from the housing crisis for their foreclosure consulting training program.

Kyle Ransom,

President of Ransom Enterprizes, LLC is a seasoned entrepreneur and also a financial mortgage expert who feels that the housing crisis is not likely to improve anytime soon and homeowners will need to fight back to save their homes. Ransom has over 11 years experience actively working in the Metro Atlanta, Georgia real estate industry.

"It will be critical for homeowners to educate themselves on how mortgage notes not in due course can impact foreclosure rights to demand better rates and terms to prevent foreclosure," stated Kyle Ransom.

According to Ransom, most foreclosures carried out by financial institutions don’t follow proper foreclosure state laws which are either judicial or non-judicial depending on the state. He says that if homeowners learned how to spot errors they could challenge their mortgage lenders to prevent foreclosures and force the lender into negotiating better rates and terms. Additionally, he cites that the majority of mortgage loans were sold to securitized trusts and when challenged the banks often have a hard time producing the original note or even showing that the own the mortgage note in due course to have a legal standing to foreclose.

Ransom Enterprizes, LLC offers “Ransom Fight Foreclosure Quick Guide” a solution to help homeowners understand how to identify wrongful foreclosures and resources to fight foreclosures. To find out more information you may contact Ransom Enterprizes, LLC directly or visit their website at www.ransomllc.com/fightforeclosure.html .

About Kyle Ransom:

Kyle Ransom is the president of Ransom Enterprizes, LLC. He has been actively working in Metro Atlanta Georgia’s real estate industry for over 11 years. Ransom is a seasoned entrepreneur that focuses on building multiple streams of niche businesses which his professional credits have included real estate mortgage broker, investor, and developer. He speaks to public audiences about real estate trends and practices facing the economic housing crisis.