2008-10-16 07:30:16 - You can't wake up earlier enough to successfully con the insurance company with blue smoke.

When a North Carolina man bought a box of rare and very expensive cigars, and insured them against fire, everything seemed perfectly normal. However, unbeknown to the insurance company, the man proceeded to partake of the delights of his purchase. In just a few weeks he smoked his way through the entire box of cigars.

Somehow it slipped through the insurance

company's system that the man had not bothered to pay the first premium on the policy.

While filing a claim with the insurance company, the man stated "My rare cigars have been lost through a series of small fires". The insurance company adamantly refused to pay up on the policy. The man promptly took the insurance company to court.

The claim was frivolous, the judge admitted in his summary, but the man was in possession of a policy from the insurance company, clearly stating the cigars were insurable property. Because the company had opted to cover the cigars against fire, without stating on the policy what form of fire was unacceptable, that was the company's loss.

The insurance company were forced to accept the ruling of the judge and opted to not go through the costly process of an appeal against the court's decision. The man was awarded $15,000 for the rare cigars which had been lost through fire.

As soon as the insurance company saw the cheque had been presented at the bank, they ordered the man's arrest. He was charged with twenty-four acts of arson. The man had testified to the burning of the cigars in the previous court case. Convicted of deliberately burning property which had been insured, the man was sentenced to twenty-four months in jail. He also had to pay a $24,000 fine.

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Dr Wendy Stenberg-Tendys and her husband are the CEO's of YouMe Support Foundation, (youmesupport.org) and Child Trust Fund. They offer a genuine Blue Moon Opportunity, which could not only change your life, but the lives of some really great kids. Take just a few minutes to check it out at Win A Resort, (winaresort.com).