2008-11-10 13:16:00 -

- RFB Communications Group Media Contact:, Suzie Boland, 813-259-0345 sboland@rfbcommunications.com Homeowners Choice, Inc. (NASDAQ:HCII), a Florida-based insurance holding company, announced today that it will release its results for the nine months and three months ended September 30, 2008 after the market closes on Tuesday, Nov. 11, 2008. That same day at 4:30 p.m. EST, the company's management will host an earnings conference call to discuss the results. The company will provide a live audio webcast of the call at www.ir-site.com/hcpci/events.asp. Replays of the webcast will be available until Feb. 12, 2009.

Conference Call Details

Participants should dial into the conference call 10 minutes before the scheduled time using 877-407-9210 (toll-free). International participants should instead call 201-689-8049. Professional analysts

wishing to participate in the call should contact Jay Madhu, Investor Relations Director, at 813-263-5007.

About Homeowners Choice, Inc.

Homeowners Choice, Inc. is a Florida-based insurance holding company, headquartered in Clearwater, Fla. and founded by Florida homeowners. Its wholly-owned subsidiary, Homeowners Choice Property & Casualty Insurance Company, Inc., which began operations in July 2007, provides property and casualty homeowners' insurance, condominium owners' insurance and tenants' insurance solely to Florida property owners. The company's principal executive offices are located at 2340 Drew St., Suite 200, Clearwater, Fla. 33765. More information about Homeowners Choice, Inc. is available at www.hcpci.com.

Earnings Release: Tuesday, Nov. 11, 2008, After Market Closes

Earnings Conference Call and Webcast: Tuesday, Nov. 11, 2008 at
4:30 p.m. EST