2009-11-02 22:27:02 -

Fitch Ratings has withdrawn Wachovia Mortgage FSB's (Wachovia Mortgage) U.S. residential mortgage servicer rating as follows.

--Residential primary servicer rating for prime product 'RPS2'.

The withdrawal is based on the integration of Wachovia Mortgage's servicing portfolio with Wells Fargo Home Mortgage (WFHM), a subsidiary of Wells Fargo Corporation (WFC). The transfer was effective Oct. 1, 2009 and involved more than 351,000 loans totaling approximately $70.3 billion. WFC had previously acquired Wachovia Corporation effective Dec.

31, 2008.

The rating action was determined in accordance with Fitch's criteria 'Rating U.S. Residential Mortgage Servicers and Global Rating Criteria for Structured Finance Residential Servicers'.

Fitch rates residential mortgage primary, master, and special servicers on a scale of 1 to 5, with 1 being the

highest rating. Within some of these rating levels, Fitch further differentiates ratings by plus (+) and minus (-) as well as the flat rating. For more information on Fitch's residential servicer rating program, please see Fitch's report 'Rating U.S. Residential Mortgage Servicers', dated Nov. 29, 2006, and 'Global Rating Criteria for Structured Finance Servicers', dated Sept.
30, 2009, which are available on the Fitch Ratings web site at www.fitchratings.com : .

Additional information is available at www.fitchratings.com : .

ALL FITCH CREDIT RATINGS ARE SUBJECT TO CERTAIN LIMITATIONS AND DISCLAIMERS. PLEASE READ THESE LIMITATIONS AND DISCLAIMERS BY FOLLOWING THIS LINK: FITCHRATINGS.COM/UNDERSTANDINGCREDITRATINGS : .

IN ADDITION, RATING DEFINITIONS AND THE TERMS OF USE OF SUCH RATINGS ARE AVAILABLE ON THE AGENCY'S PUBLIC WEBSITE WWW.FITCHRATINGS.COM : .

PUBLISHED RATINGS, CRITERIA AND METHODOLOGIES ARE AVAILABLE FROM THIS SITE AT ALL TIMES. FITCH'S CODE OF CONDUCT, CONFIDENTIALITY, CONFLICTS OF INTEREST, AFFILIATE FIREWALL, COMPLIANCE AND OTHER RELEVANT POLICIES AND PROCEDURES ARE ALSO AVAILABLE FROM THE 'CODE OF CONDUCT' SECTION OF THIS SITE.

Fitch Ratings, New YorkMichael Laidlaw, +1-212-908-0251Mary
Kelsch, +1-212-908-0563Media Relations:Sandro Scenga,
+1-212-908-0278 sandro.scenga@fitchratings.com : mailto:sandro.scenga@fitchratings.com