2008-09-04 23:50:02 -

- Fitch Ratings has taken the following actions on Citigroup Mortgage Loan Trust certificates. The classes represent a beneficial ownership interest in separate trust funds, which include bonds that have been affirmed and remain on or have been removed from Rating Watch Negative.

Citigroup Mortgage Loan Trust 2005-12

--IA1 rated 'AAA' remains on Rating Watch Negative;

--IA2

affirmed at 'AAA' and removed from Rating Watch Negative;

--IA3 rated 'AAA' remains on Rating Watch Negative;

--IIA1 rated 'AAA' remains on Rating Watch Negative;

--IIA2 rated 'AAA' remains on Rating Watch Negative;

--IIA3 rated 'AAA' remains on Rating Watch Negative;

The rating actions were taken as part of Fitch's ongoing surveillance process of existing transactions.

Further information regarding current delinquency, loss, and credit enhancement statistics is also available at www.fitchratings.com.

Fitch's rating definitions and the terms of use of such ratings are available on the agency's public site, www.fitchratings.com. Published ratings, criteria and methodologies are available from this site, at all times. Fitch's code of conduct, confidentiality, conflicts of interest, affiliate firewall, compliance and other relevant policies and procedures are also available from the 'Code of Conduct' section of this site.

Fitch Ratings, New York
Michele Patterson, 212-908-0779
Tara Sweeney, 212-908-0347
Sandro Scenga, 212-908-0278 (Media Relations)